Newton County Bank
114 East Church Street
Newton, MS 39345



Protecting the privacy of our customers is important to Newton County bank and its employees. In order to provide our customers with a broad range of financial products and services as effectively and conveniently as possible, the bank uses technology to manage and maintain customer information. The following policy serves as a standard for all Newton County Bank employees for collection, use, retention, and security of nonpublic personal information.

What Information Newton County Bank Collects:

The Bank may collect "nonpublic personal information" about the customer from the following sources:

* Information the bank receives from you on applications or other loan and account forms;

* Information about transactions with Newton County Bank or others; and

* Information received from third parties such as credit bureaus.

"Nonpublic personal information" is nonpublic information about the customer that is obtained in connection with providing a financial product or service to them. For example, nonpublic personal information includes information regarding account balance, payment history, and overdraft history.

What Information Newton County Bank Discloses:

The Bank is permitted under law to disclose nonpublic personal information about the customer to other third parties in certain circumstances. For example, the bank may disclose nonpublic personal information about the customer to third parties to assist us in servicing a loan or account with the bank, to government entities in response to subpoenas, and to credit bureaus. Newton County Bank does not disclose any nonpublic personal information about to anyone, except as permitted by law.

If a customer decides to close an account(s) or become an inactive customer, the bank will continue to adhere to the privacy policies and practices.

Newton County Bank Security Procedures:

Newton County Bank also takes steps to safeguard customer information. The bank restricts access to personal and account information only to those employees who need to know that information subject to disciplinary measures. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard nonpublic personal information.

Newton County Bank Procedures for Privacy Disclosures:

In accordance with the Regulations regarding Privacy Disclosures, all new bank customers are given a "Privacy Policy Notice" at the time of application. This includes new deposit accounts, new loans, and loan denials.

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